Sep 092018
 

This post contains affiliate links.


The digital rewards site Swagbucks is offering big payouts during on their September Swago Board, which runs from September 10th through September 17th at 9am PT! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have until 12pm PT/3pm ET on Monday, September 17th to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 11:59pm PT on Monday, September 17th to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 500 SB bonus, which is enough for a $5 gift card from the retailer of your choice.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 300 SB before the first of October, you’ll get a bonus 300 SB!

Sep 072018
 

This post contains affiliate links.
Schoola.com
Looking to update your wardrobe for the season?  Realize you could do with a few more long sleeves or pants?  Schoola is a great way to help support schools while saving money on your wardrobe budget.

We have used them several times and have always been pleased with the honesty of the descriptions as well as the quality of clothing.  Even the packaging is nicely done.

Right now, it is even better with their Refer-A-Friend promotion – $10 for you. $10 for a new friend. 40% to schools. It’s a win-win-win! Refer a friend to Schoola.com!

So what will it be – warm sweater or comfy pants?

Aug 302018
 

I was compensated for this post.  This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

 

“Some things are too good to keep to yourself.” That is how I felt when I received a surprise package in the mail.  I knew the sender and that I had not ordered anything from them recently.  Then I opened the cardboard package and saw another package.  This inner package, though, was wrapped in a bow.  What could it be?

This is where the good news made me feel giddy.  Starting today, August 30th, my favorite dollar store, Dollar Tree, is now carrying Hallmark cards!!! Expressions From Hallmark will be $1 each and Heartline a Hallmark company will have cards 2 for $1! No more excuse about having to pay $4-$5 per card for special occasions in your life.

While the price is low on these cards their look and feel is not. The recipients will not be able to tell you picked these up from the Dollar Tree.  Coverings a variety of life events and including a pre-written note inside, you can now find an economical choice at one of the 6,500 Dollar Tree stores nationwide to help share your notes of joy, sorry, and love.

Dollar Tree and Hallmark will also be coming together to offer a few other Hallmark card lines – Mahogany, Vida, and Tree of Life.  These lines are aimed to filled the need in certain racial or religious groups who may often feel a bit overlooked by the normal selection found in stores.

In addition to the Expressions and Heartline line of cards I also received a few from “joyfully yours, a Dayspring Company”.  These cards allow you to express your faith in just the right way, whether it be for a holiday, special occasions, or moments big and small.

If you have even been on the expectant end of my card mailing list, you would quickly find out that written notes and cards are not my strong suit.  A large part of this is due to my frugalness getting in the way.  It is not that I do not love or appreciate you to that extent, but would rather spend the money to take you out for dessert than to purchase a piece of paper which would end up in the trash in a few hours.

Now there is no excuse, I can do both – buy a card and treat you to dessert.  This is a good thing for everything except my waist line.

Aug 072018
 

This post may contain affiliate links.
This morning found us having a wonderfully yummy “Not-Back-To-School” breakfast.  That is right. While all the neighborhood kids were already at school my kids, both of them, were just waking up.  They were not tardy or skipping the first day.  Our first day is not for two weeks.  And that is a cause for celebration at the moment.

After much aggravation this past year, I knew something had to change.  Among other things is the schooling of George.  No worries, he will still be learning.  Only this time it is at home. With no homework all evening. With no early morning bus rides. With no wasted busy work during the day.

Well, that last one depends on what you call ‘wasted busy work’.  There is a lot of things he finds himself doing which I do not necessarily consider productive, but it is not ‘work’ to keep him busy while everyone else is doing something.

His schooling this year will look similar to Jack’s but with a few key differences.  For one, he is getting tutored in math outside of home two days a week.  A wonderful friend has tutored in math for years and already had another kid George’s age who was needing help this year.  By placing them both together there is now a ‘class’ of two plus the teacher.  You can’t get much more individualized than that.

With an added kid but no particular time I have to be home to meet a bus, we are able to stay for all of our play/nature groups, add in an outside class or two, and have an added voice when we talk about books we have been reading.

It also means more organization on my part.  And that, Dear Readers, is what I have been trying to work on these past few weeks.  Currently it looks more of a mess than organized, though it is getting there.  I have sold several things, recycled others, shredded papers to make a mulch for the garden, pulled up dead plants and replanted random seeds from almost empty packets, begun laying down cardboard in order to create a bed along the back fence for trees, added hooks in the attic to hang a quilt frame for storage, and rearranged the attic (still in progress) so the less needed items are no longer right by the door.

Okay, I may have also binge watched all the episodes of a vlog on YouTube. Motivation comes in many forms.

There has also been a lot of thought to my goals for this year.  While they are under the umbrella of our overall education goals, each kid has different needs.  This has helped guide me in decisions about possible activities, curriculum, planners, orders of the days, etc.  There is more to go, but any little step is closer than I was before.

Little steps seems to be the theme for me this summer.  I have accomplished several things, though all have been in little steps.  The new bed along the back fence is a great example of this concept.  First, I considered my goal – block out some of the view of the neighbor’s house.  Then I set about going through different ideas.  Next I did some research, then decided upon specifics.  After that came the first plant, then the marking for 3 more yet-to-be-purchased tress.  Once those were marked I began laying down cardboard as an initial layer for a planting bed.

Layers of cardboard are good for killing grass, keeping moisture in, and decomposing after some time.  Finding someone getting rid of their moving boxes helped the progress of this step immensely.  While doing all this, I also have been earning Swagbucks to use toward purchasing landscaping and concrete blocks to edge in this bed.

Later this week I will begin adding wood chips.  I had delayed this step as I did not want to spend $$$ at the store to purchase bagged mulch.  A search on one of the local For Sale groups returned a result for free wood chips.  Perfect.  Now to haul them to my house a bit at a time every week as I am in that part of town.

It’s that time of the year again! Swagbucks is holding a Back to School Team Challenge to help you earn free gift cards! For those of you who don’t know what Swagbucks is, it’s a website where you can earn cash back on everyday tasks you do online like shopping, answering surveys, discovering deals, and watching videos. You can even earn for searching the web!

If you’ve never tried Swagbucks before because you didn’t know where to begin, their Team Challenges are a great way to learn the ropes and earn points towards free gift cards and PayPal cash! The challenge runs from Monday, August 6th to Friday, August 10th

Here’s how you can join the challenge and the site:  
1. Click here to join the challenge and be assigned to a team.

2. In addition to earning SB, you’ll contribute to your team’s total as you complete different activities on Swagbucks.
3. Check back on the page often to see the scores and what you’ve contribute so far.
All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in the form of a SB Swag Up Shop Bonus on their next gift card!
Not only that, but if you sign up under me this month and earn 300 SB before September 1st, you’ll get a 300 SB bonus!

Members of the 1st place team will receive a 100 SB Swag Up Rebate, members of the 2nd place team will receive a 50 SB Swag Up Rebate!

Jun 262018
 

This post contains affiliate links.

Schoola.com

Who ever is in charge of promotions this week must have known this is not the week for me to be going to stores with kids.  It seems that it is the week for shopping for kitchen items, scheduling grocery pickup, purchasing shoes, and stocking up on kids clothes while saving from the comfort of my living room.  (or dining room table or bed while waiting for little heads to go to sleep)

When I saw that Schoola was having a sale of 75% off, I knew I had to share.  It is too good of a deal to keep to myself.

Schoola has been a sanity and budget saver in the past, delivering quality preowned clothes to our door.  The clothes were even very neatly folded inside a bag, inside a box.  I am not sure who they hire to help package but they are welcome at my house on laundry day anytime they please.

The flash sale is on! Get 75% off your order with code HAPPY75 at Schoola.com. Offer is valid only 6/26-6/27.

And as always, FREE SHIPPING on orders of $25 or more on the first 10 items.

Valid 6/26-6/27 only. Limit one promotion code may be used per order. Not valid on previous purchases. Discounts and credits do not apply toward shipping or promotional minimums. Discounts are applied to the post-credit order value. New-with-tags items are not eligible for purchase with discounts or credits.

Jun 172018
 

This post contains affiliate links.

Earlier this year I was looking at rain barrels to add to the garden. I was not sure what else I wanted to add to the garden, but I knew my main garden planning goal is to set up a good framework for the future. Rain barrels fit into this overarching criteria, we needed them to help balance out the moisture of the soils.

The first rain barrel was added a few months back.  The puddle surrounding the back patio after each rainfall disappeared.  It worked so well I began to consider where I wanted to place my next one.

Before I got to that stage, though, I added a raised bed to the yard as well as a fig tree.  Our first fruit tree!

While adding rain barrels never left my thoughts, it was not the immediate thing I was working on.  Summer is not really our wet season, so I knew I could focus elsewhere for a while before we really needed them.  What I needed to be focusing on was adding a planting bed along the back fence.  The plan is to add more trees and other plants to it come fall/late winter.

The soil here is not exactly nutrient rich…unless you count clay and more clay as a nutrient.  If I want to give the new plants a leg up on growing, I need to begin amending the soil with compost, mulches, and other detritus. Not only will this give them the nutrients they need but help hold in the moisture.

In order to begin amending the soil I need create an edge barrier to do so.  Taking a page from the new flower bed, I decided to use concrete blocks along the back and edging stones along the front.  This will serve a few purposes:

  1. saves on cost
  2. allows me to plant along the fence, inside the holes in the blocks, thereby saving room horizontally
  3. hopefully makes it harder for the rabbits to come in under the fence

This will be done in stages.  First, I am going to block in the areas I want to put the trees.  I will add cardboard and other items inside these blocks, beginning at the most important parts of the planned bed.  Second, I will begin to expand this areas until they connect, adding cardboard (weed barrier) and other compost items as I go along. I am hoping in this way not to overwhelm myself with the project, nor have a lot of out-of-pocket at one time.

Knowing the trees I want to plant, as well as the area I have to work with (there is a shallow drainage ditch between our fence and our backyard neighbors), I am planning to make the bed rather narrow.  At 2′-3′ wide I think there will be enough room for the trees, all of which have a mature crown diameter of about 10′.

So far I have purchased enough concrete blocks to mark where I want to plant three of the trees.  There were purchased from a home improvement store with a $25 gift card I earned on Swagbucks.  By earning a gift card earned each month I will have all the materials I need in a few months time with minimal out of pocket.  If I am able to take advantage of deals or discounts, it will happen even quicker.

All throughout June you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching the web, watching videos, shopping, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Target, or PayPal cash.

When you sign up through me this month, you can earn a 300 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before July 1st, 2018. You’ll get a 300 SB bonus for it!

I have also been adding to the compost bin and gathering used coffee grounds from local coffee shops.  This is a bit harder to do here than in Small Town as they do not save them automatically here.  I have to call, ask, and stop in that day or soon thereafter.  My best source so far as been the coffee shop inside the local grocery store.  Who knew so many people got their morning coffee from there?!

With some other, larger, more expensive things we are looking to accomplish this year, I am glad to have a way to save some money on gardening.

What are some of your favorite ways to spend money on gardening?

Feb 102018
 

This post contains affiliate links.

January seems to have the reputation for being the slower month.  Coming off almost two months full of celebrating holidays, I can see why.  However, that was not the case for me this year.  Instead, January ended up being a fairly physically restful, emotionally eventful, finding our groove month.

February…I can not say the same for so far.  Yes it has only been 10 days, but that is 1/3 of the month already!  That 1/3 has included getting sick, rain, rain, and rain.  Come on!  Rain is grey and makes mud.  At least snow is white and reflects the light to make it seem bright. Alas, rain it is.  A great reminder for why I am saving my earning from Swagbucks to use towards purchasing our first rain barrel.  Our back yard is muddy. Sticky, clay muddy mud which stains.  Yuck times 10.

I actually have enough points on Swagbucks earned, as well as other bits of earnings added to PayPal, to purchase a rain barrel.  After reading reviews, I decided to buy a larger one to accommodate what I know is a large volume of storm runoff from the roof.  This means I have to earn a bit more before purchasing the size and style I want.  I think it will pay off in savings of frustration by avoiding a smaller barrel which would fill too quickly.

Today I went to a local nursery to hear a talk about growing fruit.  The attendance was great, the setting had plenty of room, and the speakers were knowledgeable workers who had been doing this for a number of year.  The one down side?  The rain. Yes, rain. Again.  The class was inside a greenhouse, which was a very appropriate and accommodating setting.  However, greenhouses are built to grow plants, not be acoustically quiet.  The roof acted like a hug drum, make it very difficult to hear the speaker.  As long as I could see the lips of the speaker I was fine.  However, the talked ended about 40 minutes early and turned into a Q&A session around a table, looking at various products, and handouts.

In the end, I am glad I went.  They are holding future talks which I plan on attending.  Hopefully the rain will stay away.

One of the points I took away, and which I fully agree with, is to choose one or two new things a year.  Learn all you can about them, then try/grow/implement it.  Do not say, “I want to have bees”, go buy them, then get a book from the library or contact the local honey club to learn what you need to do.  By that point it is too late.  You will be spending the rest of the season playing catch up, or be the owner of dead bees.  The same can be said for growing a new vegetable, a fruit tree, trying a new gardening method, trying to attract butterflies…you get the point.  Take the time to read and do research, it will pay off leaps and bounds.

Oh, and take time to research prices as well.  That rain barrel I said I needed to save more for…seems it is back in stock in the color that is at a lower price.  While looking for the picture above, I saw a different store had restocked it.  Another lesson, if you are not set on color or store, make sure you look at all the options.  I will save $10-$20 by not being particular about the color, and another $6 by using discounted gift cards redeemed for a different store.  At this lower price, I will be able to purchase this item sooner than I anticipated.

 

Why go through the ‘trouble’ of a rain barrel?  This is where Grow Your Cents comes in to play.  By spending some upfront costs or time on a container to catch free water, I will not need to pay the local utility for the same amount of water to use in the yard or garden.  Last year we did not have a lot of watering needs, though I see that increasing in years ahead.  Why not collect the water that would otherwise run to the street and down the storm drain?  Or, in my parents case, which would run down the driveway and into the creek?

With increase non-porous surfaces, storm water runoff issues are increasing.  Whether it be pollution, swollen ditches and streams, or lack of ability to be reabsorbed into the soil, these issues are not going away.  Not only will we save on water usage, but will also be able to slow down the water and allow more of it to be added back into the local soils rather the the local storm drain.
Want an extra boost to your budget in February??

If you haven’t tried Swagbucks before, you can get a bonus $3 for signing up as my referral this month. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, Walmart, Target, or PayPal cash.

When you sign up through me this month, you can earn a $3 bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before 3/1/18. You’ll get a $3 (300 SB) bonus for it!

3. If you want even more bonuses, you’ll get a $10 (1000 SB rebate) bonus for making your first shop purchase! That’s in addition to the SB you earn for every dollar you spend.

That’s it. It’s super easy, and Swagbucks is for real. If you are not sure, reread the post above. 😉

 

Tip to earn more: One thing I have been doing since the beginning of the year, is participating in a Facebook group for other people using Swagbucks.  This has saved me time on finding deals, figuring out which things work, being alerted to how to make opportunities work better for me, and see what is not working.  This has resulted in higher earnings for me, as well as trying different activities I have otherwise avoided.  This is something to keep in mind if you have tried this before, but found it too hard or confusing.  Or perhaps you want to try it, but are overwhelmed with the options of ways to earn.

Remember, you will not get rich from this, but you can earn enough for a rain barrel…or two.

 

Jan 242018
 

This post contains affiliate links.

What an interesting month this has been.  Part of me is shocked, when looking at the calendar, to find next week will bring about a new month.  Where did the time go?  It feels as if nothing has happened, while also a lot has happened.

This past week found me finally at a place I thought I would be a few weeks ago – in a routine which I hoped would bring some sameness to our days and weeks, allowing for a balance in various areas of life.  Why didn’t it happen sooner?  Well, apparently when you live in a place with no public snow removal equipment (a.k.a. snow plows and salt trucks) even an inch or so of snow can throw life for everyone out of kilter.  Add to that snow which melts then freezes again, then melts and freezes again…especially on roads which are not flat…well, let’s just say life shut down for a few days. (FYI: the picture above was from when we lived in Small Town. I am pretty sure people here would think the world was ending if they woke up to this bundle of fun white stuff.)

Not only were things like grocery shopping and extracurricular events affected, but also “snow days” from public school and work. With extra people in the house, it was very difficult to convince Jack our home school did not have a snow day.  We had taken enough days off due to moving, sicknesses, and doctor’s appointments this year that we needed to keep going if I wanted to stay on track at all.

It was also hard to overcome the feeling of still being on vacation and winter break.  It didn’t help that we were coming off of three weeks of a break, visiting friends and family, only to have a federal holiday and then three or four “snow days”.

Not all has been disruptive, several good things have also taken place, namely, my husband began a job with a new company.  We knew this was coming, obviously, though it meant again a subtle change in routine of the household, in good ways thankfully.  It was one of those blessings which came from a less than desirable experience.  While all is not roses and rainbows, things are going well and we keep being reminded of the good of this situation.

Blog wise, I am thrilled to have a computer to use again.  For the past month plus, I have had to type up posts and edit pictures on my phone.  In December our desktop made its last final funny noise and refused to start up again.  Purchasing a new computer at that time was not in the plan, so we didn’t.  Instead, we waited to see what it was that we really wanted or needed, checked out several options, and finally decided on something once we had returned in January. Knowing it was an intentional decision to wait, I chose not to complain about the situation or whine about it, choosing instead to make the most of my new reality.  This led to me finding a few new short cuts on my phone to make the process easier.  However, let me just say, it is much easier to type out posts on a keyboard rather than with one finger on a small phone screen and I am  thrilled to be able to create a post without causing pain in my hand from finger strain. 🙂

We are also experiencing an increased involvement with our church, as well as looking at becoming involved in another (non-church) ministry.  These are both things which would have been difficult to do while living in Small Town.  Again, another reminder of how this move was beneficial, even with all the bumps along the way.

Through it all, I am sticking with the “keep it simple” motto.  None of the aforementioned events were things we added in addition to a full schedule.  I have enjoyed not feeling “busy” and plan to work at keeping it that way.  It is time we started adding things back into our lives, especially those which encourage us to grow and  bless others.  This is what I see this upcoming year holding – finding more of what we would like to give our time and energy to, while keeping things family focused.

We’ll see how it turns out. 🙂

Another thing I am so glad we agreed to years ago, was setting a budget for Christmas spending.  Over the years it has taken on different looks – some times it is using only the rewards from our credit card to purchase gifts, other times it meant using gift cards and cash earned through Swagbucks, while other times it involved homemade items, using store reward points or credits, or even choosing to gift experiences or family gifts rather than individual presents.  No matter the form, the one thing which remained consistent was that we do not go into debt to give gifts.

The best way I have found to do this is to plan ahead.  Already I have several gifts purchased or started for this upcoming Christmas season.  As well, I was able to purchase items for birthdays and other occasions during after Christmas sales.  While this added extra spending to our budget at the end of the year, when I would rather have been saving it, I knew what my spending limit was, did not go outside it, and kept to my list.  I also knew I would be doing this and planned (ahead) accordingly.

By planning ahead I not only save about 50%, spread the spending out over 12 months instead of 1, and enable me to relax during the end of the year months, but I also do not spend the first 6 months of the new year paying off last year’s purchases.

If you find yourself in the other situation, paying off for months what you spent previously, I would greatly encourage you to spend some time today or this week looking at how you can change your spending this year.  You can still give great gifts without overspending.

My gardening goal for this year is to set a foundation for future gardening years.  While I plan on having some produce this year, my larger focus is on getting a framework in place.  The first step in doing so was to begin composting.  I was able to redeem Swagbuck points, called SB, in order to purchase a compost tumbler online.  Not only did I pay no money out of pocket and was able to have it shipped to my house, but I also earned SB back on the purchase by clicking through Swagbuck’s website to make the purchase.

Up next is a rain barrel, to help dry out a certain part of our yard which remained wet all of last year.  So far I am half way to my earning goal for this particular item, using Swagbucks as well as another source or two of side income.

After a rain barrel, fruit trees and vines will be on the list.  These will need to be planted in the Spring, so I will watch for various deals from garden companies, as well as calling local green houses.

Once these four parts of the garden are started I hope to begin working on some of the smaller aspects.  Who knows, bees might even make an appearance this year. Though if that were to happen it would need to happen quickly as March seems to be the time to get new hives started in this area.


Looking to begin shopping for the next holiday season or to start your Spring shopping? The online rewards site Swagbucks has a smart and fun way for you to earn and save when you spend. Swagbucks helps supplement the cost of gardening and other household purchases.  While the main way I earn SB is by watching online videos (which I have running as I sit and type up this post) and taking surveys, I also do earn some SB via online shopping. So far this year I have earned 3,262 SB back, either from online shopping or rebates from in-store shopping.  Not bad for the few extra seconds it takes to click through Swagbuck’s website!

Swagbucks is hosting another round of Shopping Swago! What is SWAGO you ask? It’s a bingo-inspired promotion run by Swagbucks, a website that rewards you with points (called SB) for completing everyday online activities. You can redeem those SB for free gift cards. If you’ve never used Swagbucks, participating in SWAGO is a great introduction to the site and an easy way to earn a good amount of points quickly.

Click here to get started!

Here’s what you need to know to get your 300 SB Bonus (and don’t worry, you don’t have to make a purchase to complete a pattern):

  • Go to the Swag page and make sure you hit “Join” otherwise you won’t get credit for completing the action items. Each square on your Swago Board will contain an action item to complete.
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
  • You have a limited amount of time to mark off as many squares as possible so use your time wisely.
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value – up to 300 SB – enough for your first $3 gift card.
  • Once you’ve achieved a pattern the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • The game ends Friday, January 26th at 12pm PDT/3pm EDT. So make sure to hit “Submit” on the pattern you wish to submit. If you don’t hit “Submit” before the game ends you won’t receive your SB bonus.Also, if you sign up through me this month, you’ll get a $10 rebate when you make your first purchase via Swagbucks Shopping! You can activate it in the “Swag Ups” area of “My Account”
Jan 142018
 

Beans.

According to Answers.com:

There is no exact number, but the world gene banks set the count at about 40,000 different types of beans,

though only a very small number of these bean types are mass-produced for common consumption.

These little orbs of understatedness are great sources of fiber and protein.  They are easy to grow, can be dried and stored, and are light to transport.  They can be cooked, baked, roasted, or eaten raw.

They are also mushy. And have funny smells.  Did I mention they are mushy?

This past fall we had significant decrease in our income, with an unknown end in sight.  Therefore, even that extra $.10 at the store felt like $1,000.  The extra trip across town caused pain as I thought about the cost of gas to get us there, all while hoping no one would hit us.

Among other things I did to give some immediate relief was to take up couponing again.  I had never fully stopped, but had relaxed on it a bit.  Now I pulled out all the habits I used to do, while learning new ones.  New rebate apps were installed on my phone and new websites found which helped me find deals at my local stores.

We were very blessed that first month or two with a lot of “free after rebate” or “free with a coupon” items.  Between those items and our pantry we were doing okay in the food budget arena.  There was no steak on the menu, though ribs were in the freezer.

Then IT happened.  I saw a deal at a local grocery for another free item!  I quickly checked it out only to my horror to find myself torn.

“But…but…I don’t like those!” said my selfish side.

“They are good for you.  The kids don’t know you don’t like them. Mom would get quite the laugh.  And they are FREE!” said my more rational side.

“But I don’t like them!” I repeated.

Two nights later we were having (free) beans and cornbread for supper.  I was pleasantly surprised that the beans were actually good.  Though you would have heard this conversation at the dinner table:

“Come on, boys, eat up.  Your supper is better warm than cold.” (trust me I know, I wanted to add.)

“But…Mom, I don’t like these.” Boy 1 said.

“These are good for you.  If you eat them with the cornbread you can’t even taste them.”

“But, Mom.  I don’t like them.”

“Sorry, Sweetie.  This is what is for supper.  If you want dessert you need to eat what is in your bowl.” (Did I really just say that about beans????  Me!?!?!)

There was a lot of thought taking place in their brains as to whether it was worth it to eat the beans or not.  Eventually all kids ate their supper and earned dessert (i.e. choice of leftover Halloween candy).

Frugality won out over great dislike in this case.  While I did not run out immediately to buy a year’s supply of this item, I did realize that even I survived eating something I did not think I would like.  Our bank account thanked me that week.

We are now at a place where our income is back up.  However, at that time, we did not know if it would for 6 month, a year, or longer.  We gave great thanks for our safety net, for skills we have learned over the years, for a plan we formulated early in our marriage if such a thing ever happened, and for all the blessings we saw happen after this time.

And yes, I even gave thanks for the beans.

Jan 092018
 

This post contains affiliate links.

The digital rewards site Swagbucks is offering big payouts during their January “Swago” promotion starting Monday, January 8th at 9am PT and running until Monday, January 15th! Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips:

Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!

Once you complete the action item in a particular square the square will change color signifying the action item is complete.

You have until 12pm PT/3pm ET on Monday, January 15th to mark off as many squares as possible so use your time wisely.

Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.

Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 11:59pm PT on Monday, January 15th to use all your spins.

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 500 SB bonus, which is enough for a $5 gift card from the retailer of your choice.

Click here right now and click “Join” to get started! If you don’t already have a Swagbucks account, you’ll be able to quickly sign up; PLUS, if you earn 300 SB before the first of January, you’ll get a bonus 300 SB!